Digital banking.
Accounts for entities and professional clients, opened after diligence rather than in a few taps.
Onboarding here is deliberately slower than a consumer app. Accounts are opened for a documented purpose, and an account we cannot evidence a purpose for is an account we will not open.
Account opening
Onboarding for corporates, trusts, funds, and professional clients, with a named contact through the process rather than a ticket queue. Entirely online: no physical presence and no notary. See the full process and the form.
- Entity and beneficial ownership verification
- Source of funds and source of wealth evidence
- Sanctions, PEP, and adverse media screening
- Expected activity agreed at onboarding, not assumed
Multi currency balances
Hold and settle in several currencies from one account, so a receipt in one currency does not force an immediate conversion.
- Major and selected regional currencies
- Conversion at quoted rates, not at an undisclosed spread
- Balances reportable per currency for accounting
Crypto funding
Fund an account from digital assets where a wire is impractical for the corridor. The conversion is a regulated activity and is treated as one.
- Wallet risk scoring before funds are accepted
- Travel Rule information captured on the transfer
- Addresses that fail screening are declined, not quarantined
Fees and commissions
Fees are set out in the account documentation before you sign, and they do not change without notice. We do not publish a rate card here because pricing depends on the activity profile agreed at onboarding.
- Disclosed in writing before the account is opened
- Third party charges passed through at cost and identified
- No fee becomes payable before terms are accepted
An account is not a product we sell, it is a relationship we take on. If the intended activity does not match what we can support, we will say so at the first conversation rather than after onboarding.
Not sure which of these you need?
Describe the outcome rather than the product. We will tell you which route fits, or that none of them do.
Speak to the desk