Digital assets.
Settlement on chain when a wire is the wrong instrument for the corridor or the counterparty.
Everything here is a regulated activity. Converting between digital assets and currency puts a firm squarely inside the FATF definition of a virtual asset service provider, with the obligations that follow.
OTC settlement
Negotiated trades executed away from public order books, so a large position settles at an agreed price instead of moving the market against you while it fills.
- USDT, USDC, BTC, and ETH
- Price agreed before execution, not discovered during it
- Settlement same day on confirmed instructions
Custody
Holdings kept with regulated custody partners rather than on an exchange balance. An exchange balance is a claim against the exchange, which is a materially different risk from holding the asset.
- Regulated third party custodians
- Segregated client holdings
- Withdrawal authorisations recorded per named operator
Multi chain payout
Settlement delivered on the network the counterparty can actually receive on, which is often not the one the payer would have chosen.
- Networks including BNB, TRX, MATIC, and SOL
- Address validated against network before send
- Test transfer first on any new counterparty
PayFi and DeFi routing
PayFi is the layer that puts payment rails on chain: it is built for money in motion, where conventional DeFi is built for money at rest earning yield. We use it for programmable settlement and routing, not for yield farming.
- Programmable release conditions on settlement
- Routing across liquidity venues to fill an instruction
- Protocol risk assessed before any route is used
- No client funds placed in yield strategies
Off ramping
Converting digital assets back into currency and into a bank account. This is the step where most transactions fail, and almost always for compliance reasons rather than technical ones.
- Travel Rule data collected and transmitted with the transfer
- Thresholds differ by jurisdiction, with the EU at zero
- Chain of custody traced back to the origin of the assets
- Receiving bank told the truth about the source, every time
We decline wallets that fail risk screening and we do not settle to addresses we cannot evidence. If assets cannot be traced to a legitimate origin, no amount of structuring will get them through a receiving bank, and attempting it puts the client in a worse position than not starting.
Not sure which of these you need?
Describe the outcome rather than the product. We will tell you which route fits, or that none of them do.
Speak to the desk